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[D] Pretraining vs learning from scratch

Hi, I saw this video: https://www.youtube.com/watch?v=AhEVk7TLVjQ explaining the difference and I’m quite confused.

What is the actual basis for deciding whether to use pre-trained models or learn from scratch? My understanding is, if you don’t have resources you have to use pre-trained models. If you have enough resources you can learn from scratch with your own data.

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Toronto AI is a social and collaborative hub to unite AI innovators of Toronto and surrounding areas. We explore AI technologies in digital art and music, healthcare, marketing, fintech, vr, robotics and more. Toronto AI was founded by Dave MacDonald and Patrick O'Mara.